If you find yourself in an auto accident, complete the following steps:

  1. Ensure Safety:
    Check for injuries. If anyone is injured, call 911 immediately.
  2. Move to a Safe Location:
    If it’s safe to do so and you’re not seriously injured, move your vehicle out of further harm’s way, like to the shoulder of the road.
  3. Call the Police:
    Even for minor accidents, a police report can be invaluable when dealing with your car insurance company and other drivers. Cooperate fully, but avoid admitting fault or blaming others while at the scene.
  4. Document the Incident:
    • Take pictures: Capture photos of the accident scene, your vehicle, other vehicles involved, and any visible injuries.
    • Take notes: Write down the details of the accident while they’re fresh in your mind. Include details like the time, location, the direction you were headed, the weather and road conditions, etc.
  5. Collect Information:
    Exchange information with other drivers involved in the accident. Gather their name, contact info, driver’s license number, license plate number, and insurance information.
  6. Identify Witnesses:
    If there are any witnesses, try to get their contact information; they may be able to help your claim.
  7. Report the Accident to Your Insurance Provider:
    Notify your insurance company as soon as possible. They can guide you through the process and tell you what documents they need.
  8. Seek Medical Attention:
    Sometimes injuries caused by car accidents aren’t immediately noticeable. Most insurers will cover the cost of a doctor’s visit for an accident-related check-up.
  9. Follow up on Your Claim:
    Your insurance company will assign a claims adjuster to inspect the damage and estimate the cost of repairs. Stay in contact with your adjuster and provide any necessary information.

Remember, it’s always a good idea to keep this checklist in your vehicle, along with necessary emergency items like a first-aid kit, flashlight, and warning triangles.

Stay safe on the road!

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